Joe Morley

Joe Morley

Head of Unsecured Lending

Joe has worked in the alternative lending space since 2015. During this time he has helped hundreds of SMEs access millions in essential funding ranging from long-term asset-backed lending to short-term unsecured revolving credit lines and beyond. In his role, Joe manages and supports a large team of Credit Finance specialists.

Blog articles

Investing in your business
Education

3 ways to invest in your business in 2023

Investing in your business can provide it with the cash flow stimulus it needs to trade and grow confidently. There are various ways to invest in your business, including through debt funding, reinvestment and private equity. The route you choose will depend on your own circumstances and goals. Let’s take a closer look at how your investing in your business could take shape in 2023.

21 Dec 2022

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Cash flow projections
Education

11 ways to avoid cash flow problems

As a predominantly service-driven economy, the UK relies on consumers to spend, with seasonal fluctuations also having a considerable impact on the daily cash requirements of small businesses. Here, we'll discuss methods to improve your cash flow throughout the year to avoid potential issues and predict when you might need to access additional funding.

9 Dec 2022

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Road
Education

Commercial bridging loans explained

A commercial bridging loan is a type of short-term funding. For example, as a business owner you might use a bridging loan to cover the cost of a purchase while you wait for the sale of the asset you’re selling in order to purchase it to go through. The term ‘bridge’ is very revealing: essentially, the finance bridges a gap in funding until long-term funding is secured. Bridging loans are commonly associated with property purchases, but they can in fact be used for a range of business purposes.

6 Dec 2022

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Knowledge pages

Default Hero - Funding Options
Working capital finance hub

Business line of credit: what are they and how do you get one?

Find out what a business line of credit is, what they can be used for, what the pros and cons are, and how you can get one here.

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Default Hero - Funding Options
Business Loans

Coronavirus Business Interruption Loan Scheme

The Coronavirus Business Interruption Loan Scheme has ended. Read here about how it worked, and what other financial products are available to you

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Default Hero - Funding Options
Business Challenges

Bad Credit Business Loans

By knowing how to improve your credit score you can become more creditworthy, however in the meantime, you can still get a loan with bad credit.

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Disclaimer:

Funding Options helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. We are also able to make insurance introductions. Funding Options will receive a commission or finder’s fee for effecting such finance and insurance introductions.

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